Tuesday, April 12, 2011

STAMP Rulebook

[[STAMP Steps]]

[ .1. ] [Stash initial investment and loose change]
[ .2. ] [$25.00 - $50.00]
[ .3. ] [$50.00 - $100.00]
[ .4. ] [$100.00 - $200.00]
[ .5. ] [$200.00 - $400.00]
[ .6. ] [$400.00 - $800.00]
[ .7. ] [$800.00 - $1,200.00]
[ .8. ] [$1,200.00 - $1,600.00]
[ .9. ] [$1,600.00 - $2,000.00]
[ 10 ] [$2,000.00 - $2,400.00]
[ 11 ] [$2,400.00 - $2,800.00]
[ 12 ] [$2,800.00 - $3,200.00]
[ 13 ] [$3,200.00 - $3,600.00]
[ 14 ] [$3,600.00 - $4,000.00]
[ 15 ] [Invest $2,000 - Repeat from step 10]

The STAMP Bank steps double until Step 6, then each step is in increments of [$400.00] per step.  This was done because this is strictly a savings project with no doubling 'technique' involved.

Like DTAMP, [STAMP] has a few rules to follow in order to protect the DTAMP project.

[[Rule I]] - [DTAMP is the priority] -----------------------------------------------------]

All of DTAMP'S 13 rules are in continuous affect.  The STAMP project is only to help make OTHER funds (non DTAMP funds) as valuable and purposeful as possible.  If you find a five dollar bill laying on the ground, PLEASE do NOT put that in your STAMP Bank since finding 'free' money on the ground (assuming you can't find the owner) is completely within the guidelines of adding that to your DTAMP Stake.

[[Rule II]] - [STAMP Bank Spending] -----------------------------------------------------]

Just like DTAMP, you CANNOT spend a single cent in your STAMP Bank.  You must use the same discipline you're showing for your DTAMP Stake with your STAMP Bank.

[[Rule III]] - [DTAMP Over Stepping] -----------------------------------------------------]

DTAMP Rule IV states that if you go OVER the amount for that step, then you take away the 'over amount' and spend it on yourself.  In this case, you CAN 'spend it on yourself' by adding it to your STAMP Bank, since you're going to invest it and get it all back in the end anyway.

[[Rule IV]] - [Initial Investment] -----------------------------------------------------]

This can essentially be whatever amount you want.  It can come from any source so long as it isn't funds attached in anyway to your DTAMP Stake/Project.  STAMP Step 2 starts the system at $25 - $50, but you can start from any step with any amount.  CAUTION: Since Rule II is in effect, you CANNOT spend this money once you invest it in STAMP.  Invest with care.

[[Rule V]] - [Secondary Investments] -----------------------------------------------------]

You can add to this fund any time your heart desires with just about any money you want, providing it is NOT DTAMP possible funding. DTAMP is the priority.

Once you reach Step 15 and you have $4,000.00 in your STAMP Bank, your next goal is to take $2,000.00 of it and invest it in a secure fund of some kind.  Mutual Funds &/or CD's with a small but efficient return would be preferable. CAUTION: The idea is to invest in a Medium Yield/Low RISK fund.  You worked really hard to save this money so CONTINUE using it to slowly increase your STAMP Bank.

[[Rule VI]] - [STAMP Bank Reset] -----------------------------------------------------]

Once you have removed $2,000.00 from your STAMP Bank, you will be left with the remaining $2,000.00 at Step 10.  Your next goal is to keep this amount in there and begin saving yet again to get back up to Step 15.  The idea here is that people like to know that there is still something left over.  By taking only 2k and leaving 2k, you have a beautiful base to start again from without having to start from scratch.  Once you gain to Step 15 (for the second/third/etc time) you take that 2k and invest it in another fund.

[[Rule VII]] - [Journal] -----------------------------------------------------]

In conjunction with DTAMP Rule VI, keep a journal.  Cataloging your progress will give substance and flavor to your adventure.  It gives you an 'in your face' experience you normally wouldn't have otherwise. 

REMEMBER: "I get knocked down.... but I get up again... you're never gonna keep me down...." [listen]

Captain Pasyyl


  1. Sounds like a good Plan.

    One idea to add the funds to when you've gotten to step 5 is to put the funds in a Roth IRA and invest.

    This way your funds can grow tax free.


  2. THAT is a FANTASTIC idea Captain!

    Tax free growth and absolutely assured increase of your funds, and I believe you can add to a Roth IRA at any time if I'm not mistaken? That would be ideal since then you could simply dump every re-run of Steps 10 through 15.

    Thank you!
    Captain Pasyyl
    DTAMP [II]

  3. Hi,

    Yes, you can add to it any time. The funds can grow tax free and there is no taxes when you take out the money provided you meet certain qualifications. There is a lot of info about it on the internet.

    There is a limit of $5,000 a year to deposit if you are under 50 years old.

    Research it. It is one of the best ways to save and not have to be taxed on your profits.